Home insurance
Our house and all property contained therein make up a large part of our personal assets and are the possessions that give us greater satisfaction in our lives.
Knowing that we can have the financial support to recover such assets in case of an eventuality is reassuring.
This kind insurance offers multiple benefits:
- It covers direct material damage that may be suffered by your building, furniture, electronic equipment and even clothing derived from a fire, explosion, earthquake, flood and other events and, as well, covers the cost of any glass broken in your home, provided it is accidental.
- It also has coverage to help you face expenses generated as a result of such events, such as renting a house or hotel room during repairs, debris removal’s expenses and others.
- It covers robbery with violence or assault inside your home, whether it is from household items, money or difficult to replace items, such as jewelry, paintings or other items that you have declared in the insurance policy.
- It includes liability coverage that allows you to pay damages to third parties generated by: you, your spouse or children, your domestic service, the independent contractors you use in your home and even your pet. Some examples: if you accidentally break items in a store; if the painter you hired causes damage to your neighbor’s house; if one of your guests suffers an accident at your home or if your dog harms someone.
- Additionally, it provides home assistance for emergency services related to plumbing, locksmithing or broken glass overlooking the street. They can also recommend guaranteed service providers to do work in your home and can even cover the cremation cost of your pet.
These coverages are applicable whether you are the homeowner or if you are renting it. The most incredible thing is that the cost of this insurance is very cheap.